NOW CREATE RECURRING REVENUE FROM THEM.
YOU ALREADY HAVE THE
RELATIONSHIPS.
You’ve spent years building trust with clients, prospects, and people in your network. Vital Direct gives you another way to help them—and earn recurring monthly income when they become members.
60% For Every Active Member You Personally Refer - Recurring.
YOU’VE ALREADY BUILT THE AUDIENCE
YOU’VE ALREADY DONE
THE HARD PART.
You’ve spent years building relationships.
Clients who trust you. Prospects you’ve talked with. Referrals you’ve earned. Friends, business owners, and people in your community who know what you do.
That network has value beyond the products you already sell.
Vital Direct gives you another reason to reach out—and another way to help.
Self-employed professionals and 1099 contractors who need daily wellness supportCurrent clients you already have relationships with
Past clients who consistently look to you for smart lifestyle recommendationsProspects and referrals already in your network
Friends, business owners and other people who know and trust you
Think about your immediate network
How many people do you know who are self-employed?
How many are 1099 workers?
How many prospects never became clients?
How many families are looking for another way to handle everyday healthcare?
You don't need to find a new audience.
Start with the one you already have.
3-LEVEL AFFILIATE COMPENSATION
BUILD RECURRING REVENUE.
THEN BUILD BEYOND YOUR OWN SALES.
Start with the members you personally refer. Then expand your recurring revenue by introducing other affiliates to Vital Direct.
LEVEL 1
60%
Personal Referrals
$30.00
For every active Vital Direct member you personally refer.
LEVEL 2
15%
Introduced Affiliates
$7.50
For every active member referred by an affiliate you personally recruit.
LEVEL 3
5%
Extended Tier
$2.50
For every active member generated one additional affiliate level down.
60% → 15% → 5%
Your members → Your affiliates’ members → Their affiliates’ members.
The Math is Simple
WHAT CAN $30 A MONTH
TURN INTO?
Every active member you personally refer earns you 60% recurring commissions, or approximately $30 per month.
ACTIVE MEMBERS
10
$300
Monthly Recurring
ACTIVE MEMBERS
25
$750
Monthly Recurring
ACTIVE MEMBERS
50
$1,500
Monthly Recurring
ACTIVE MEMBERS
100
$3,000
Monthly Recurring
And that’s just personal referrals...
Build a network of Vital Direct affiliates and Levels 2 and 3 can add additional recurring commissions.This basic illustration reflects only your direct Level 1 personal enrollments. Additional team tier overrides compound on top as your network shares.
*Examples shown are simple illustrations based on $30 per month for each active personally referred member. They are not income guarantees. Actual earnings depend on the number of active members.
ADD IT TO WHAT YOU ALREADY DO
DON’T CHANGE YOUR BUSINESS.
ADD TO IT.
Keep selling what you already sell.
Vital Direct doesn’t replace your insurance business. It gives you another way to serve the people you’re already talking to—and another opportunity to create recurring revenue from relationships you’ve already built.
Not every conversation becomes a sale.
That doesn’t mean the relationship has to end.
Current Clients
You’ve already earned their trust. Vital Direct gives you another way to bring value to the relationship.
Active Prospects
They may not buy what brought them to you in the first place. That doesn’t mean there isn’t another way you can help.
Your Network
Friends. Family. Business owners. 1099 workers. Referrals. People in your community. You already know people who may see value in Vital Direct.
Other Agents
IKnow agents who could use another recurring revenue opportunity?
Introduce them to Vital Direct and participate in Level 2 and Level 3 commissions.
NOW, THE PRODUCT
THE OPPORTUNITY ONLY WORKS
IF PEOPLE WANT WHAT YOU’RE SHARING.
And that’s the point.
For $165 a month, Vital Direct gives members and their families access to everyday healthcare services they can actually use.
One membership. One monthly price.
A lot of practical value.
$165/ MONTH
Member + spouse or domestic partner + dependent children
No additional membership cost
Bottom line
It’s easy to talk about because the value is easy to understand.
Virtual Primary Care
Connect with a primary care provider virtually for routine care and ongoing health needs.
Virtual Counseling
Access licensed therapists through Vital Direct’s virtual counseling network.
Prescriptions & Savings
Access 1,000+ generic prescriptions, plus discounts of up to 80% on brand-name prescriptions at participating pharmacies.
24/7 Urgent Care Access
Access virtual urgent care when an unexpected health need comes up.
Medical Bill Advocacy
Get assistance understanding medical bills and identifying potential billing issues.
Direct Lab Access
Access 3,500+ screenings through participating LabCorp and Quest locations.
Care Navigation
Get help finding and coordinating the right care when it’s needed.
Digital Vital Tracking
Track health indicators and trends through Vital Direct’s health monitoring tools.
Built For Families
ONE MEMBERSHIP.
MORE THAN ONE PERSON.
For $165 per month, a member can add their spouse and dependent children for no additional membership cost.
One monthly membership. More value for the whole family.
SIMPLE TO SHARE
YOUR LINK.
YOUR NETWORK.
As a Vital Direct affiliate, you can have your own personalized enrollment page to share with the people in your network.
BUILD BEYOND YOUR OWN REFERRALS
KNOW PEOPLE WHO CAN SHARE THIS TOO?
Your opportunity doesn’t have to stop with the members you personally refer.
Introduce licensed insurance agents or unlicensed affiliates to Vital Direct, and you can earn recurring commissions from the members they—and the next level of affiliates—refer.
All override compensations are disbursed monthly on a recurring schedule as long as enrolled memberships remain active. There are no volume balancing requirements or complicated qualifying hurdles.
BECOME A VITAL DIRECT AFFILIATE
YOU BUILT THE NETWORK.
YOU EARNED THE TRUST.
Now Give Those Relationships Another Way to Create Value.
Join a national community of insurance professionals and affiliates creating more value for the people they serve. Expand your client offering, build recurring revenue, and grow your network—with no production quotas and a personalized affiliate link typically provided within 24 hours.
Instant digital portal activation & tracking dashboard
Dedicated support & ready-to-share client assets
Commissions paid monthly
Disclosure: Vital Direct is not health insurance and does not provide indemnification. It is a non-insurance healthcare access and wellness membership program providing access to discounted telehealth, virtual care, and well-being services. It does not meet the minimum essential coverage requirements under the Affordable Care Act (ACA). Available in all states except New York.
© 2026 WaterRock Financial Network, LLC. All rights reserved. For affiliate recruitment and professional distribution information.